![]() Take a look at your expenses and honestly identify the categories you can cut back on or eliminate. If you’re unable to reduce your expenses by a sufficient amount, consider ways to increase your income. Your expenses exceed your income: This is a situation that you’ll want to analyze and take steps to correct.Look for ways to cut costs so you can set aside some extra savings each month. Your income equals your expenses: It’s a good start, but spending less than you earn is essential to protect against the unexpected and achieve financial goals.You may even find you can reduce spending in certain areas to further boost your savings. ![]()
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